Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Ledyard National Bank
Metric by metric
| Measure | Bar Harbor Bank & Trust | Ledyard National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 55 (stronger) | 33 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 77 (stronger) | 48 |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 70th | 30th |
| Total assets | $4.7B | $1.1B |
| Deposits / shares | $3.9B | $874.4M |
| Capital ratio | 10.49% (stronger) | 8.27% |
| Problem loans | 0.32% | 0.31% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 0.71% |
| Loans ÷ deposits | 93.0% | 83.6% (stronger) |
| Uninsured deposits | 20.1% | 13.0% (stronger) |
| Offices | 60 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Bar Harbor Bank & Trust has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 3 and Ledyard National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lebanon, NH
- New London, NH
- Bedford, NH
- Concord, NH
- Hanover, NH
- West Lebanon, NH