Side-by-side · Q2 2026 data
Bar Harbor Bank & Trust vs Mascoma Bank
Metric by metric
| Measure | Bar Harbor Bank & Trust | Mascoma Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 41 |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 77 (stronger) | 40 |
| Funding & liquidity | 62 | 65 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 70th | 33rd |
| Total assets | $4.7B | $3.0B |
| Deposits / shares | $3.9B | $2.6B |
| Capital ratio | 10.49% (stronger) | 9.09% |
| Problem loans | 0.32% | 0.15% (stronger) |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 1.42% (stronger) | 0.50% |
| Loans ÷ deposits | 93.0% (stronger) | 95.1% |
| Uninsured deposits | 20.1% | 13.6% (stronger) |
| Offices | 60 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.5% | — |
Bar Harbor Bank & Trust has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bar Harbor Bank & Trust leads on 4 and Mascoma Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lebanon, NH
- Littleton, NH
- New London, NH
- Lancaster, NH
- West Lebanon, NH
- Bethel, VT
- Claremont, NH
- Woodstock, VT
- Enfield, NH
- Hanover, NH