Side-by-side · Q2 2026 data
Baraboo State Bank vs Capitol Bank
Metric by metric
| Measure | Baraboo State Bank | Capitol Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 79 |
| Capital cushion | 67 | 74 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 68 (stronger) | 65 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 75th |
| Total assets | $569.6M | $565.3M |
| Deposits / shares | $490.4M | $473.0M |
| Capital ratio | 11.70% | 12.42% (stronger) |
| Problem loans | 0.01% (stronger) | 0.02% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 1.12% |
| Loans ÷ deposits | 60.5% (stronger) | 89.8% |
| Uninsured deposits | 13.7% (stronger) | 27.1% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 1.3% |
Baraboo State Bank has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Baraboo State Bank leads on 5 and Capitol Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.