Side-by-side · Q2 2026 data
Baraboo State Bank vs First State Bank
Metric by metric
| Measure | Baraboo State Bank | First State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 67 (stronger) | 48 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 68 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 86th | 40th |
| Total assets | $569.6M | $558.1M |
| Deposits / shares | $490.4M | $449.8M |
| Capital ratio | 11.70% (stronger) | 9.80% |
| Problem loans | 0.01% (stronger) | 0.12% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.19% (stronger) | 0.83% |
| Loans ÷ deposits | 60.5% (stronger) | 87.1% |
| Uninsured deposits | 13.7% (stronger) | 19.5% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | — |
Baraboo State Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Baraboo State Bank leads on 7 and First State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.