Side-by-side · Q2 2026 data
Baraboo State Bank vs Royal Bank
Metric by metric
| Measure | Baraboo State Bank | Royal Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 79 |
| Capital cushion | 67 (stronger) | 55 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 68 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 75th |
| Total assets | $569.6M | $816.1M |
| Deposits / shares | $490.4M | $723.1M |
| Capital ratio | 11.70% (stronger) | 10.53% |
| Problem loans | 0.01% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.19% | 1.48% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 76.8% |
| Uninsured deposits | 13.7% | 11.9% (stronger) |
| Offices | 4 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 13.0% |
Baraboo State Bank has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Baraboo State Bank leads on 5 and Royal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.