Side-by-side · Q2 2026 data
Barwick Banking Company vs First Century Bank, National Association
Bank
First Century Bank, National Association
Commerce, Georgia · $100 million – $1 billion
Metric by metric
| Measure | Barwick Banking Company | First Century Bank, National Association |
|---|---|---|
| TellerScore | 57 | 90 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 55 | 86 (stronger) |
| Funding & liquidity | 31 | 50 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 14th | 95th |
| Total assets | $829.6M | $831.6M |
| Deposits / shares | $702.3M | $693.2M |
| Capital ratio | 8.67% | 16.84% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.87% | 1.64% (stronger) |
| Loans ÷ deposits | 98.8% | 20.3% (stronger) |
| Uninsured deposits | 42.1% (stronger) | 67.6% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Century Bank, National Association has the higher TellerScore (90 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Barwick Banking Company leads on 1 and First Century Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.