Side-by-side · Q2 2026 data
Baton Rouge City Parish Emp Federal Credit Union vs Bayou Federal Credit Union
Credit union
Baton Rouge City Parish Emp Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Baton Rouge City Parish Emp Federal Credit Union | Bayou Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 93 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 97th | 75th |
| Total assets | $58.2M | $82.5M |
| Deposits / shares | $45.2M | $69.0M |
| Capital ratio | 21.98% (stronger) | 15.91% |
| Problem loans | 0.33% | 0.30% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.24% |
| Return on assets | 1.83% (stronger) | 0.67% |
| Loans ÷ deposits | 43.1% (stronger) | 80.5% |
| Uninsured deposits | 0.8% (stronger) | 4.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Baton Rouge City Parish Emp Federal Credit Union has the higher TellerScore (96 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Baton Rouge City Parish Emp Federal Credit Union leads on 6 and Bayou Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.