TellerScore

Side-by-side · Q2 2026 data

Bay Federal Credit Union vs First Entertainment Credit Union

Credit union

Bay Federal Credit Union

Capitola, California · $1 billion – $10 billion

71of 100
Strong

Credit union

First Entertainment Credit Union

Hollywood, California · $1 billion – $10 billion

60of 100
Moderate

Metric by metric

MeasureBay Federal Credit UnionFirst Entertainment Credit Union
TellerScore71 (stronger)60
Capital cushion4951 (stronger)
Loan quality90 (stronger)76
Earnings55 (stronger)24
Funding & liquidity90 (stronger)77
Problem-loan coverage95 (stronger)90
Peer percentile62nd25th
Total assets$1.9B$2.1B
Deposits / shares$1.7B$1.7B
Capital ratio9.85%10.14% (stronger)
Problem loans0.31% (stronger)0.71%
Net charge-offs0.40% (stronger)0.56%
Return on assets0.86% (stronger)0.11%
Loans ÷ deposits70.5% (stronger)83.3%
Uninsured deposits8.2%4.1% (stronger)
Offices66
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Bay Federal Credit Union has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bay Federal Credit Union leads on 5 and First Entertainment Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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