Side-by-side · Q2 2026 data
Bayou Federal Credit Union vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Bayou Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 81 |
| Earnings | 47 | 86 (stronger) |
| Funding & liquidity | 80 | 86 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 75th | 95th |
| Total assets | $82.5M | $126.3M |
| Deposits / shares | $69.0M | $96.0M |
| Capital ratio | 15.91% | 23.38% (stronger) |
| Problem loans | 0.30% (stronger) | 0.57% |
| Net charge-offs | 0.24% (stronger) | 0.39% |
| Return on assets | 0.67% | 1.64% (stronger) |
| Loans ÷ deposits | 80.5% | 74.4% (stronger) |
| Uninsured deposits | 4.4% | 1.5% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Bayou Federal Credit Union leads on 2 and Department of Corrections Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.