Side-by-side · Q2 2026 data
Bcm Federal Credit Union vs Cherokee County Federal Credit Union
Metric by metric
| Measure | Bcm Federal Credit Union | Cherokee County Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 83 (stronger) | 63 |
| Earnings | 66 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 68th | 59th |
| Total assets | $42.7M | $44.8M |
| Deposits / shares | $37.2M | $32.6M |
| Capital ratio | 12.57% | 27.28% (stronger) |
| Problem loans | 0.51% (stronger) | 1.11% |
| Net charge-offs | 1.35% | 1.08% (stronger) |
| Return on assets | 1.15% (stronger) | 0.98% |
| Loans ÷ deposits | 59.3% (stronger) | 84.7% |
| Uninsured deposits | 6.2% | 1.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bcm Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Bcm Federal Credit Union leads on 4 and Cherokee County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.