Side-by-side · Q2 2026 data
Beacon Business Bank, National Association vs Beach Cities Commercial Bank
Bank
Beacon Business Bank, National Association
San Francisco, California · $100 million – $1 billion
Metric by metric
| Measure | Beacon Business Bank, National Association | Beach Cities Commercial Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 58 |
| Capital cushion | 66 (stronger) | 48 |
| Loan quality | 100 | 100 |
| Earnings | 31 (stronger) | 18 |
| Funding & liquidity | 51 (stronger) | 33 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 16th |
| Total assets | $164.4M | $188.9M |
| Deposits / shares | $134.2M | $139.6M |
| Capital ratio | 11.63% (stronger) | 9.81% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.28% (stronger) | -0.04% |
| Loans ÷ deposits | 85.6% (stronger) | 109.0% |
| Uninsured deposits | 36.5% | 31.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Business Bank, National Association has the higher TellerScore (69 vs 58). On the 5 directional measures above (where higher or lower is clearly better), Beacon Business Bank, National Association leads on 4 and Beach Cities Commercial Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.