Side-by-side · Q2 2026 data
Bell Bank vs Fargo VA Federal Credit Union
Metric by metric
| Measure | Bell Bank | Fargo VA Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 50 | 76 (stronger) |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 57 | 57 |
| Funding & liquidity | 43 | 98 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 25th | 75th |
| Total assets | $15.2B | $14.1M |
| Deposits / shares | $12.4B | $12.3M |
| Capital ratio | 9.98% | 12.63% (stronger) |
| Problem loans | 0.90% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.93% (stronger) | 0.91% |
| Loans ÷ deposits | 105.9% | 62.4% (stronger) |
| Uninsured deposits | 25.3% | 3.3% (stronger) |
| Offices | 32 | 1 |
| CFPB complaints (3 yrs) | 54 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Fargo VA Federal Credit Union has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bell Bank leads on 1 and Fargo VA Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.