Side-by-side · Q2 2026 data
Bellwether Community Credit Union vs Htm Credit Union
Credit union
Bellwether Community Credit Union
Manchester, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Bellwether Community Credit Union | Htm Credit Union |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 44 | 88 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 31 | 47 (stronger) |
| Funding & liquidity | 67 | 97 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $674.7M | $29.6M |
| Deposits / shares | $541.9M | $25.6M |
| Capital ratio | 9.40% | 13.79% (stronger) |
| Problem loans | 0.28% | 0.11% (stronger) |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 0.28% | 0.67% (stronger) |
| Loans ÷ deposits | 92.8% | 63.1% (stronger) |
| Uninsured deposits | 13.1% | 3.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
Htm Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bellwether Community Credit Union leads on 0 and Htm Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.