TellerScore

Side-by-side · Q2 2026 data

Belmont Savings Bank, SSB vs Cedar Hill National Bank

Bank

Belmont Savings Bank, SSB

Belmont, North Carolina · $100 million – $1 billion

69of 100
Moderate

Bank

Cedar Hill National Bank

Charlotte, North Carolina · Under $100 million in assets

93of 100
Very strong

Metric by metric

MeasureBelmont Savings Bank, SSBCedar Hill National Bank
TellerScore6993 (stronger)
Capital cushion79100 (stronger)
Loan quality88100 (stronger)
Earnings38100 (stronger)
Funding & liquidity4350 (stronger)
Problem-loan coverage95100 (stronger)
Peer percentile40th94th
Total assets$161.0M$16.0M
Deposits / shares$111.3M$2.0M
Capital ratio12.88%67.56% (stronger)
Problem loans0.37%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets0.45%4.79% (stronger)
Loans ÷ deposits121.4%0.0% (stronger)
Uninsured deposits21.8% (stronger)87.5%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cedar Hill National Bank has the higher TellerScore (93 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Belmont Savings Bank, SSB leads on 1 and Cedar Hill National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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