Side-by-side · Q2 2026 data
Belmont Savings Bank, SSB vs First Federal Bank
Metric by metric
| Measure | Belmont Savings Bank, SSB | First Federal Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 79 (stronger) | 42 |
| Loan quality | 88 (stronger) | 84 |
| Earnings | 38 (stronger) | 32 |
| Funding & liquidity | 43 | 64 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 40th | 17th |
| Total assets | $161.0M | $275.6M |
| Deposits / shares | $111.3M | $250.5M |
| Capital ratio | 12.88% (stronger) | 9.25% |
| Problem loans | 0.37% (stronger) | 0.47% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.45% (stronger) | 0.29% |
| Loans ÷ deposits | 121.4% | 80.2% (stronger) |
| Uninsured deposits | 21.8% (stronger) | 29.9% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Belmont Savings Bank, SSB has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Belmont Savings Bank, SSB leads on 5 and First Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.