Side-by-side · Q2 2026 data
Belmont Savings Bank, SSB vs Nova Credit Union
Metric by metric
| Measure | Belmont Savings Bank, SSB | Nova Credit Union |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 38 (stronger) | 34 |
| Funding & liquidity | 43 | 84 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 40th | 76th |
| Total assets | $161.0M | $120.7M |
| Deposits / shares | $111.3M | $99.5M |
| Capital ratio | 12.88% | 17.65% (stronger) |
| Problem loans | 0.37% (stronger) | 0.56% |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 0.45% (stronger) | 0.36% |
| Loans ÷ deposits | 121.4% | 76.7% (stronger) |
| Uninsured deposits | 21.8% | 3.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nova Credit Union has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Belmont Savings Bank, SSB leads on 3 and Nova Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.