Side-by-side · Q2 2026 data
Belt Valley Bank vs Davidson Trust Co.
Metric by metric
| Measure | Belt Valley Bank | Davidson Trust Co. |
|---|---|---|
| TellerScore | 65 | 94 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 62 (stronger) | 61 |
| Problem-loan coverage | 60 | 100 (stronger) |
| Peer percentile | 26th | 96th |
| Total assets | $89.9M | $13.2M |
| Deposits / shares | $74.0M | $500K |
| Capital ratio | 14.83% | 75.93% (stronger) |
| Problem loans | 3.85% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.01% | 3.50% (stronger) |
| Loans ÷ deposits | 98.7% | 0.0% (stronger) |
| Uninsured deposits | 7.5% (stronger) | 50.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Davidson Trust Co. has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Belt Valley Bank leads on 1 and Davidson Trust Co. on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.