Side-by-side · Q2 2026 data
Belton Federal Credit Union vs Covenant Savings Federal Credit Union
Credit union
Covenant Savings Federal Credit Union
Killeen, Texas · Under $100 million in assets
Metric by metric
| Measure | Belton Federal Credit Union | Covenant Savings Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 72 (stronger) |
| Capital cushion | 93 (stronger) | 75 |
| Loan quality | 0 | 44 (stronger) |
| Earnings | 0 | 84 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 78 | 83 (stronger) |
| Peer percentile | 10th | 44th |
| Total assets | $4.3M | $4.2M |
| Deposits / shares | $3.7M | $3.6M |
| Capital ratio | 14.27% (stronger) | 12.48% |
| Problem loans | 4.41% | 1.69% (stronger) |
| Net charge-offs | 0.60% | 0.14% (stronger) |
| Return on assets | -2.29% | 1.59% (stronger) |
| Loans ÷ deposits | 43.1% (stronger) | 73.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Covenant Savings Federal Credit Union has the higher TellerScore (72 vs 51). On the 6 directional measures above (where higher or lower is clearly better), Belton Federal Credit Union leads on 2 and Covenant Savings Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.