Side-by-side · Q2 2026 data
Benchmark Community Bank vs New Republic Bank
Metric by metric
| Measure | Benchmark Community Bank | New Republic Bank |
|---|---|---|
| TellerScore | 75 | 92 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 85 | 95 (stronger) |
| Funding & liquidity | 71 (stronger) | 59 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 77th | 97th |
| Total assets | $1.4B | $176.3M |
| Deposits / shares | $1.3B | $138.0M |
| Capital ratio | 9.80% | 15.81% (stronger) |
| Problem loans | 0.17% | 0.15% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.63% | 1.88% (stronger) |
| Loans ÷ deposits | 88.9% | 86.3% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 28.3% |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
New Republic Bank has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Benchmark Community Bank leads on 1 and New Republic Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.