Side-by-side · Q2 2026 data
Benchmark Community Bank vs The Freedom Bank of Virginia
Metric by metric
| Measure | Benchmark Community Bank | The Freedom Bank of Virginia |
|---|---|---|
| TellerScore | 75 (stronger) | 40 |
| Capital cushion | 48 | 61 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 85 (stronger) | 38 |
| Funding & liquidity | 71 (stronger) | 61 |
| Problem-loan coverage | 97 (stronger) | 54 |
| Peer percentile | 77th | 2nd |
| Total assets | $1.4B | $1.0B |
| Deposits / shares | $1.3B | $875.0M |
| Capital ratio | 9.80% | 11.06% (stronger) |
| Problem loans | 0.17% (stronger) | 3.26% |
| Net charge-offs | 0.02% (stronger) | 1.65% |
| Return on assets | 1.63% (stronger) | 0.45% |
| Loans ÷ deposits | 88.9% | 87.9% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 24.9% |
| Offices | 18 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 9.1% |
Benchmark Community Bank has the higher TellerScore (75 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Benchmark Community Bank leads on 5 and The Freedom Bank of Virginia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.