Side-by-side · Q2 2026 data
Benchmark Community Bank vs Virginia National Bank
Metric by metric
| Measure | Benchmark Community Bank | Virginia National Bank |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 48 | 82 (stronger) |
| Loan quality | 94 (stronger) | 84 |
| Earnings | 85 | 94 (stronger) |
| Funding & liquidity | 71 (stronger) | 64 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 77th | 94th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.3B | $1.4B |
| Capital ratio | 9.80% | 13.21% (stronger) |
| Problem loans | 0.17% (stronger) | 0.47% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.63% | 1.86% (stronger) |
| Loans ÷ deposits | 88.9% | 86.9% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 23.7% |
| Offices | 18 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 18.2% |
Virginia National Bank has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Benchmark Community Bank leads on 2 and Virginia National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.