Side-by-side · Q2 2026 data
Big Bend Banks, N.A. vs West Texas National Bank
Metric by metric
| Measure | Big Bend Banks, N.A. | West Texas National Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 100 (stronger) | 44 |
| Earnings | 85 (stronger) | 84 |
| Funding & liquidity | 86 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 99th | 21st |
| Total assets | $165.4M | $2.9B |
| Deposits / shares | $140.9M | $2.6B |
| Capital ratio | 16.23% (stronger) | 10.52% |
| Problem loans | 0.00% (stronger) | 1.67% |
| Net charge-offs | 0.37% (stronger) | 0.86% |
| Return on assets | 1.62% (stronger) | 1.59% |
| Loans ÷ deposits | 15.0% (stronger) | 57.4% |
| Uninsured deposits | 27.5% (stronger) | 64.1% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
Big Bend Banks, N.A. has the higher TellerScore (95 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Big Bend Banks, N.A. leads on 7 and West Texas National Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.