Side-by-side · Q2 2026 data
Big Island Federal Credit Union vs CU Hawaii Federal Credit Union
Metric by metric
| Measure | Big Island Federal Credit Union | CU Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 43 | 60 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 48 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 54th | 63rd |
| Total assets | $194.5M | $460.3M |
| Deposits / shares | $175.3M | $401.1M |
| Capital ratio | 9.30% | 10.97% (stronger) |
| Problem loans | 0.16% (stronger) | 0.33% |
| Net charge-offs | 0.29% | 0.16% (stronger) |
| Return on assets | 0.70% (stronger) | 0.58% |
| Loans ÷ deposits | 24.3% (stronger) | 52.9% |
| Uninsured deposits | 5.8% (stronger) | 8.7% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CU Hawaii Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Big Island Federal Credit Union leads on 4 and CU Hawaii Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kailua Kona, HI
- Keaau, HI