Side-by-side · Q2 2026 data
Big Island Federal Credit Union vs Hawaii Community Federal Credit Union
Credit union
Hawaii Community Federal Credit Union
Kailua Kona, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Big Island Federal Credit Union | Hawaii Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 95 (stronger) | 56 |
| Earnings | 48 (stronger) | 41 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 54th | 21st |
| Total assets | $194.5M | $808.3M |
| Deposits / shares | $175.3M | $737.8M |
| Capital ratio | 9.30% | 9.65% (stronger) |
| Problem loans | 0.16% (stronger) | 1.32% |
| Net charge-offs | 0.29% | 0.22% (stronger) |
| Return on assets | 0.70% (stronger) | 0.52% |
| Loans ÷ deposits | 24.3% (stronger) | 55.9% |
| Uninsured deposits | 5.8% (stronger) | 7.7% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Big Island Federal Credit Union has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Big Island Federal Credit Union leads on 5 and Hawaii Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.