Side-by-side · Q2 2026 data
Big Island Federal Credit Union vs Hawaii County Employees Federal Credit Union
Credit union
Hawaii County Employees Federal Credit Union
Hilo, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Big Island Federal Credit Union | Hawaii County Employees Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 48 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 54th | 97th |
| Total assets | $194.5M | $148.0M |
| Deposits / shares | $175.3M | $124.7M |
| Capital ratio | 9.30% | 15.17% (stronger) |
| Problem loans | 0.16% (stronger) | 0.21% |
| Net charge-offs | 0.29% | 0.02% (stronger) |
| Return on assets | 0.70% | 1.36% (stronger) |
| Loans ÷ deposits | 24.3% (stronger) | 36.6% |
| Uninsured deposits | 5.8% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii County Employees Federal Credit Union has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Big Island Federal Credit Union leads on 2 and Hawaii County Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.