Side-by-side · Q2 2026 data
Big Island Federal Credit Union vs Hawaii First Federal Credit Union
Credit union
Hawaii First Federal Credit Union
Kamuela, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Big Island Federal Credit Union | Hawaii First Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 41 |
| Capital cushion | 43 | 48 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 48 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 99 (stronger) | 32 |
| Peer percentile | 54th | 3rd |
| Total assets | $194.5M | $73.4M |
| Deposits / shares | $175.3M | $63.2M |
| Capital ratio | 9.30% | 9.78% (stronger) |
| Problem loans | 0.16% (stronger) | 3.68% |
| Net charge-offs | 0.29% (stronger) | 1.29% |
| Return on assets | 0.70% | 0.90% (stronger) |
| Loans ÷ deposits | 24.3% (stronger) | 76.6% |
| Uninsured deposits | 5.8% (stronger) | 7.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Big Island Federal Credit Union has the higher TellerScore (71 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Big Island Federal Credit Union leads on 5 and Hawaii First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.