Side-by-side · Q2 2026 data
Big Spring Education Employees Federal Credit Union vs My Credit Union
Credit union
Big Spring Education Employees Federal Credit Union
Big Spring, Texas · Under $100 million in assets
Metric by metric
| Measure | Big Spring Education Employees Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 96 (stronger) | 66 |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 99th | 49th |
| Total assets | $55.3M | $58.2M |
| Deposits / shares | $44.9M | $50.4M |
| Capital ratio | 18.56% (stronger) | 12.78% |
| Problem loans | 0.13% (stronger) | 1.02% |
| Net charge-offs | -0.08% (stronger) | 0.08% |
| Return on assets | 2.72% (stronger) | 0.76% |
| Loans ÷ deposits | 47.1% (stronger) | 58.1% |
| Uninsured deposits | 6.9% | 1.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Big Spring Education Employees Federal Credit Union has the higher TellerScore (99 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Big Spring Education Employees Federal Credit Union leads on 6 and My Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.