Side-by-side · Q2 2026 data
Black Hills Community Bank, N.A. vs Aspen Federal Credit Union
Metric by metric
| Measure | Black Hills Community Bank, N.A. | Aspen Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 63 |
| Capital cushion | 74 (stronger) | 34 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 89 (stronger) | 67 |
| Funding & liquidity | 42 | 62 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 80th | 29th |
| Total assets | $489.7M | $173.0M |
| Deposits / shares | $430.4M | $152.7M |
| Capital ratio | 12.44% (stronger) | 8.44% |
| Problem loans | 0.00% (stronger) | 0.43% |
| Net charge-offs | -0.09% (stronger) | 0.33% |
| Return on assets | 1.71% (stronger) | 1.17% |
| Loans ÷ deposits | 85.7% (stronger) | 98.4% |
| Uninsured deposits | 44.6% | 3.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Black Hills Community Bank, N.A. has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Black Hills Community Bank, N.A. leads on 6 and Aspen Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.