Side-by-side · Q2 2026 data
Black Hills Community Bank, N.A. vs Highmark Federal Credit Union
Credit union
Highmark Federal Credit Union
Rapid City, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Black Hills Community Bank, N.A. | Highmark Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 46 |
| Capital cushion | 74 (stronger) | 27 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 89 (stronger) | 34 |
| Funding & liquidity | 42 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 67 |
| Peer percentile | 80th | 3rd |
| Total assets | $489.7M | $257.8M |
| Deposits / shares | $430.4M | $235.1M |
| Capital ratio | 12.44% (stronger) | 7.67% |
| Problem loans | 0.00% (stronger) | 1.43% |
| Net charge-offs | -0.09% (stronger) | 0.71% |
| Return on assets | 1.71% (stronger) | 0.36% |
| Loans ÷ deposits | 85.7% | 82.1% (stronger) |
| Uninsured deposits | 44.6% | 11.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Black Hills Community Bank, N.A. has the higher TellerScore (81 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Black Hills Community Bank, N.A. leads on 5 and Highmark Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.