Side-by-side · Q2 2026 data
Black Mountain Savings Bank, SSB vs Cedar Hill National Bank
Bank
Black Mountain Savings Bank, SSB
Black Mountain, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Black Mountain Savings Bank, SSB | Cedar Hill National Bank |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 12 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 42nd | 94th |
| Total assets | $43.0M | $16.0M |
| Deposits / shares | $37.7M | $2.0M |
| Capital ratio | 11.99% | 67.56% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.21% | 4.79% (stronger) |
| Loans ÷ deposits | 74.7% | 0.0% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 87.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cedar Hill National Bank has the higher TellerScore (93 vs 71). On the 5 directional measures above (where higher or lower is clearly better), Black Mountain Savings Bank, SSB leads on 1 and Cedar Hill National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.