Side-by-side · Q2 2026 data
Black River Country Bank vs Firefighters Credit Union
Metric by metric
| Measure | Black River Country Bank | Firefighters Credit Union |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 90 (stronger) | 81 |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 66 (stronger) | 59 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 40th | 83rd |
| Total assets | $101.8M | $133.0M |
| Deposits / shares | $85.2M | $110.4M |
| Capital ratio | 8.94% | 16.12% (stronger) |
| Problem loans | 0.29% (stronger) | 0.57% |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.38% (stronger) | 1.35% |
| Loans ÷ deposits | 92.2% (stronger) | 100.9% |
| Uninsured deposits | 17.4% | 4.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firefighters Credit Union has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Black River Country Bank leads on 4 and Firefighters Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.