Side-by-side · Q2 2026 data
Blackhawk Bank & Trust vs Bank of Springfield
Metric by metric
| Measure | Blackhawk Bank & Trust | Bank of Springfield |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 55 (stronger) | 42 |
| Loan quality | 97 (stronger) | 52 |
| Earnings | 82 (stronger) | 72 |
| Funding & liquidity | 60 (stronger) | 51 |
| Problem-loan coverage | 96 (stronger) | 75 |
| Peer percentile | 80th | 13th |
| Total assets | $2.0B | $2.0B |
| Deposits / shares | $1.6B | $1.7B |
| Capital ratio | 10.54% (stronger) | 9.22% |
| Problem loans | 0.09% (stronger) | 1.43% |
| Net charge-offs | 0.11% | -0.01% (stronger) |
| Return on assets | 1.55% (stronger) | 1.30% |
| Loans ÷ deposits | 78.3% (stronger) | 99.9% |
| Uninsured deposits | 34.2% | 23.6% (stronger) |
| Offices | 18 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 7.7% |
Blackhawk Bank & Trust has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Blackhawk Bank & Trust leads on 5 and Bank of Springfield on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.