Side-by-side · Q2 2026 data
Blackhawk Bank & Trust vs Crystal Lake Bank and Trust Company, National Association
Bank
Crystal Lake Bank and Trust Company, National Association
Crystal Lake, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Blackhawk Bank & Trust | Crystal Lake Bank and Trust Company, National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 55 (stronger) | 47 |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 82 | 82 |
| Funding & liquidity | 60 (stronger) | 51 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 80th | 58th |
| Total assets | $2.0B | $2.3B |
| Deposits / shares | $1.6B | $1.9B |
| Capital ratio | 10.54% (stronger) | 9.65% |
| Problem loans | 0.09% (stronger) | 0.34% |
| Net charge-offs | 0.11% (stronger) | 0.14% |
| Return on assets | 1.55% (stronger) | 1.54% |
| Loans ÷ deposits | 78.3% (stronger) | 93.2% |
| Uninsured deposits | 34.2% | 29.7% (stronger) |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 0.0% |
Blackhawk Bank & Trust has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Blackhawk Bank & Trust leads on 6 and Crystal Lake Bank and Trust Company, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.