Side-by-side · Q2 2026 data
Blissfield State Bank vs Bay Port State Bank
Metric by metric
| Measure | Blissfield State Bank | Bay Port State Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 63 (stronger) | 59 |
| Loan quality | 44 | 78 (stronger) |
| Earnings | 67 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 31st | 47th |
| Total assets | $114.6M | $153.4M |
| Deposits / shares | $104.5M | $136.1M |
| Capital ratio | 11.29% (stronger) | 10.89% |
| Problem loans | 1.69% | 0.65% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.16% | 1.34% (stronger) |
| Loans ÷ deposits | 56.3% (stronger) | 95.8% |
| Uninsured deposits | 12.5% | 10.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bay Port State Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Blissfield State Bank leads on 3 and Bay Port State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.