Side-by-side · Q2 2026 data
Blissfield State Bank vs Community Unity Bank
Metric by metric
| Measure | Blissfield State Bank | Community Unity Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 67 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 38 |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 31st | 47th |
| Total assets | $114.6M | $107.1M |
| Deposits / shares | $104.5M | $85.8M |
| Capital ratio | 11.29% | 19.54% (stronger) |
| Problem loans | 1.69% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.16% (stronger) | -1.68% |
| Loans ÷ deposits | 56.3% (stronger) | 92.4% |
| Uninsured deposits | 12.5% (stronger) | 41.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Unity Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Blissfield State Bank leads on 3 and Community Unity Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.