Side-by-side · Q2 2026 data
Bloomington Municipal Credit Union vs Illinois State Credit Union
Credit union
Bloomington Municipal Credit Union
Bloomington, Illinois · Under $100 million in assets
Metric by metric
| Measure | Bloomington Municipal Credit Union | Illinois State Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 85 (stronger) | 57 |
| Loan quality | 97 (stronger) | 82 |
| Earnings | 61 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 83rd | 48th |
| Total assets | $45.7M | $248.6M |
| Deposits / shares | $39.5M | $219.3M |
| Capital ratio | 13.50% (stronger) | 10.74% |
| Problem loans | 0.10% (stronger) | 0.54% |
| Net charge-offs | 0.10% (stronger) | 0.65% |
| Return on assets | 1.02% (stronger) | 0.97% |
| Loans ÷ deposits | 33.7% (stronger) | 90.2% |
| Uninsured deposits | 13.0% | 1.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bloomington Municipal Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bloomington Municipal Credit Union leads on 6 and Illinois State Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.