Side-by-side · Q2 2026 data
Blue Ridge Bank vs 1st Federal Savings Bank of SC, Inc.
Bank
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Blue Ridge Bank | 1st Federal Savings Bank of SC, Inc. |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 42 | 47 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 41 | 44 (stronger) |
| Funding & liquidity | 87 (stronger) | 70 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 37th |
| Total assets | $199.4M | $151.6M |
| Deposits / shares | $181.8M | $134.3M |
| Capital ratio | 9.19% | 9.68% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.54% | 0.61% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 86.1% |
| Uninsured deposits | 8.9% (stronger) | 18.5% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Ridge Bank has the higher TellerScore (69 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Blue Ridge Bank leads on 4 and 1st Federal Savings Bank of SC, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.