Side-by-side · Q2 2026 data
Blue Ridge Bank vs Rabun County Bank
Metric by metric
| Measure | Blue Ridge Bank | Rabun County Bank |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 42 | 55 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 41 | 86 (stronger) |
| Funding & liquidity | 87 | 87 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 40th | 80th |
| Total assets | $199.4M | $361.5M |
| Deposits / shares | $181.8M | $321.3M |
| Capital ratio | 9.19% | 10.49% (stronger) |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.54% | 1.64% (stronger) |
| Loans ÷ deposits | 73.7% | 71.8% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 16.5% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rabun County Bank has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Blue Ridge Bank leads on 2 and Rabun County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.