Side-by-side · Q2 2026 data
Blue Ridge Bank vs The Wright Credit Union
Metric by metric
| Measure | Blue Ridge Bank | The Wright Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 41 | 48 (stronger) |
| Funding & liquidity | 87 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 40th | 75th |
| Total assets | $199.4M | $16.2M |
| Deposits / shares | $181.8M | $13.4M |
| Capital ratio | 9.19% | 17.27% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% | -0.36% (stronger) |
| Return on assets | 0.54% | 0.71% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 82.4% |
| Uninsured deposits | 8.9% | 2.5% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wright Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Blue Ridge Bank leads on 2 and The Wright Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.