Side-by-side · Q2 2026 data
Blue Ridge Bank, National Association vs Beacon Credit Union, Incorporated
Bank
Blue Ridge Bank, National Association
Martinsville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Blue Ridge Bank, National Association | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 49 | 74 (stronger) |
| Capital cushion | 62 | 66 (stronger) |
| Loan quality | 44 | 92 (stronger) |
| Earnings | 20 | 63 (stronger) |
| Funding & liquidity | 55 | 60 (stronger) |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 6th | 63rd |
| Total assets | $2.3B | $391.6M |
| Deposits / shares | $1.9B | $342.0M |
| Capital ratio | 11.23% | 11.60% (stronger) |
| Problem loans | 1.68% | 0.24% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.29% |
| Return on assets | 0.01% | 1.08% (stronger) |
| Loans ÷ deposits | 96.8% (stronger) | 99.8% |
| Uninsured deposits | 22.7% | 2.5% (stronger) |
| Offices | 27 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Blue Ridge Bank, National Association leads on 2 and Beacon Credit Union, Incorporated on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.