Side-by-side · Q2 2026 data
Blue Ridge Bank, National Association vs Carter Bank & Trust
Bank
Blue Ridge Bank, National Association
Martinsville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Blue Ridge Bank, National Association | Carter Bank & Trust |
|---|---|---|
| TellerScore | 49 | 76 (stronger) |
| Capital cushion | 62 | 67 (stronger) |
| Loan quality | 44 | 66 (stronger) |
| Earnings | 20 | 100 (stronger) |
| Funding & liquidity | 55 | 70 (stronger) |
| Problem-loan coverage | 76 | 86 (stronger) |
| Peer percentile | 6th | 80th |
| Total assets | $2.3B | $4.8B |
| Deposits / shares | $1.9B | $4.2B |
| Capital ratio | 11.23% | 11.73% (stronger) |
| Problem loans | 1.68% | 1.01% (stronger) |
| Net charge-offs | 0.03% | -0.82% (stronger) |
| Return on assets | 0.01% | 3.66% (stronger) |
| Loans ÷ deposits | 96.8% | 87.7% (stronger) |
| Uninsured deposits | 22.7% | 17.7% (stronger) |
| Offices | 27 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 28.0% |
Carter Bank & Trust has the higher TellerScore (76 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Blue Ridge Bank, National Association leads on 0 and Carter Bank & Trust on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.