Side-by-side · Q2 2026 data
Blue Ridge Bank, National Association vs MainStreet Bank
Bank
Blue Ridge Bank, National Association
Martinsville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Blue Ridge Bank, National Association | MainStreet Bank |
|---|---|---|
| TellerScore | 49 (stronger) | 47 |
| Capital cushion | 62 | 78 (stronger) |
| Loan quality | 44 (stronger) | 0 |
| Earnings | 20 | 56 (stronger) |
| Funding & liquidity | 55 (stronger) | 47 |
| Problem-loan coverage | 76 (stronger) | 58 |
| Peer percentile | 6th | 5th |
| Total assets | $2.3B | $2.2B |
| Deposits / shares | $1.9B | $1.9B |
| Capital ratio | 11.23% | 12.78% (stronger) |
| Problem loans | 1.68% (stronger) | 3.15% |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 0.01% | 0.90% (stronger) |
| Loans ÷ deposits | 96.8% (stronger) | 99.5% |
| Uninsured deposits | 22.7% (stronger) | 27.8% |
| Offices | 27 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 15.6% |
Blue Ridge Bank, National Association has the higher TellerScore (49 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Blue Ridge Bank, National Association leads on 4 and MainStreet Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.