Side-by-side · Q2 2026 data
Blue Sky Bank vs Oklahoma Capital Bank
Metric by metric
| Measure | Blue Sky Bank | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 42 | 69 (stronger) |
| Capital cushion | 41 | 54 (stronger) |
| Loan quality | 31 | 90 (stronger) |
| Earnings | 58 | 72 (stronger) |
| Funding & liquidity | 37 | 41 (stronger) |
| Problem-loan coverage | 52 | 96 (stronger) |
| Peer percentile | 3rd | 40th |
| Total assets | $1.4B | $196.3M |
| Deposits / shares | $1.1B | $159.8M |
| Capital ratio | 9.08% | 10.39% (stronger) |
| Problem loans | 2.06% | 0.30% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 0.95% | 1.29% (stronger) |
| Loans ÷ deposits | 99.8% (stronger) | 100.4% |
| Uninsured deposits | 35.6% | 32.3% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Oklahoma Capital Bank has the higher TellerScore (69 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Blue Sky Bank leads on 1 and Oklahoma Capital Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.