Side-by-side · Q2 2026 data
Blue Sky Bank vs RCB Bank
Metric by metric
| Measure | Blue Sky Bank | RCB Bank |
|---|---|---|
| TellerScore | 42 | 72 (stronger) |
| Capital cushion | 41 | 57 (stronger) |
| Loan quality | 31 | 69 (stronger) |
| Earnings | 58 | 79 (stronger) |
| Funding & liquidity | 37 | 88 (stronger) |
| Problem-loan coverage | 52 | 91 (stronger) |
| Peer percentile | 3rd | 66th |
| Total assets | $1.4B | $4.0B |
| Deposits / shares | $1.1B | $3.5B |
| Capital ratio | 9.08% | 10.70% (stronger) |
| Problem loans | 2.06% | 0.94% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 0.95% | 1.47% (stronger) |
| Loans ÷ deposits | 99.8% | 64.9% (stronger) |
| Uninsured deposits | 35.6% | 21.9% (stronger) |
| Offices | 14 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 9.7% |
RCB Bank has the higher TellerScore (72 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Blue Sky Bank leads on 1 and RCB Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Stillwater, OK
- Cushing, OK