Side-by-side · Q2 2026 data
Bluestone Bank vs Main Street Bank
Metric by metric
| Measure | Bluestone Bank | Main Street Bank |
|---|---|---|
| TellerScore | 51 | 58 (stronger) |
| Capital cushion | 45 | 70 (stronger) |
| Loan quality | 65 (stronger) | 44 |
| Earnings | 32 | 45 (stronger) |
| Funding & liquidity | 47 | 58 (stronger) |
| Problem-loan coverage | 82 (stronger) | 78 |
| Peer percentile | 8th | 17th |
| Total assets | $1.6B | $1.7B |
| Deposits / shares | $1.3B | $1.4B |
| Capital ratio | 9.52% | 12.04% (stronger) |
| Problem loans | 1.04% (stronger) | 1.69% |
| Net charge-offs | 0.16% | -0.02% (stronger) |
| Return on assets | 0.30% | 0.63% (stronger) |
| Loans ÷ deposits | 90.0% | 89.3% (stronger) |
| Uninsured deposits | 35.5% | 26.3% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.9% |
Main Street Bank has the higher TellerScore (58 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Bluestone Bank leads on 1 and Main Street Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.