Side-by-side · Q2 2026 data
Bluestone Federal Credit Union vs Aspen Federal Credit Union
Credit union
Bluestone Federal Credit Union
Sioux Falls, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Bluestone Federal Credit Union | Aspen Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 83 | 86 (stronger) |
| Earnings | 55 | 67 (stronger) |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 45th | 29th |
| Total assets | $205.6M | $173.0M |
| Deposits / shares | $176.4M | $152.7M |
| Capital ratio | 9.57% (stronger) | 8.44% |
| Problem loans | 0.50% | 0.43% (stronger) |
| Net charge-offs | 0.70% | 0.33% (stronger) |
| Return on assets | 0.87% | 1.17% (stronger) |
| Loans ÷ deposits | 72.6% (stronger) | 98.4% |
| Uninsured deposits | 9.3% | 3.9% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Bluestone Federal Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bluestone Federal Credit Union leads on 3 and Aspen Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.