Side-by-side · Q2 2026 data
BMO Bank National Association vs Bravera Bank
Metric by metric
| Measure | BMO Bank National Association | Bravera Bank |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 63 (stronger) | 47 |
| Loan quality | 69 | 70 (stronger) |
| Earnings | 26 | 75 (stronger) |
| Funding & liquidity | 46 | 75 (stronger) |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 21st | 44th |
| Total assets | $255.0B | $3.8B |
| Deposits / shares | $194.1B | $3.3B |
| Capital ratio | 11.29% (stronger) | 9.73% |
| Problem loans | 0.92% | 0.90% (stronger) |
| Net charge-offs | 0.20% | -0.04% (stronger) |
| Return on assets | 0.15% | 1.37% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 82.2% |
| Uninsured deposits | 52.7% | 17.6% (stronger) |
| Offices | 957 | 35 |
| CFPB complaints (3 yrs) | 3,939 | — |
| Complaints per $1B deposits | 20.3 | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Bravera Bank has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), BMO Bank National Association leads on 2 and Bravera Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.