Side-by-side · Q2 2026 data
BMO Bank National Association vs CIBC Bank USA
Metric by metric
| Measure | BMO Bank National Association | CIBC Bank USA |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 63 | 93 (stronger) |
| Loan quality | 69 (stronger) | 55 |
| Earnings | 26 | 80 (stronger) |
| Funding & liquidity | 46 (stronger) | 27 |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 21st | 76th |
| Total assets | $255.0B | $66.5B |
| Deposits / shares | $194.1B | $51.5B |
| Capital ratio | 11.29% | 14.34% (stronger) |
| Problem loans | 0.92% (stronger) | 1.35% |
| Net charge-offs | 0.20% (stronger) | 0.26% |
| Return on assets | 0.15% | 1.51% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 83.2% |
| Uninsured deposits | 52.7% (stronger) | 65.9% |
| Offices | 957 | 8 |
| CFPB complaints (3 yrs) | 3,939 | — |
| Complaints per $1B deposits | 20.3 | — |
| Mortgage denial rate (HMDA) | — | — |
CIBC Bank USA has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), BMO Bank National Association leads on 4 and CIBC Bank USA on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.