Side-by-side · Q2 2026 data
BMO Bank National Association vs M.W.P.H. Grand Lodge of Illinois Federal Credit Union
Credit union
M.W.P.H. Grand Lodge of Illinois Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | BMO Bank National Association | M.W.P.H. Grand Lodge of Illinois Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 100 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 69 | — |
| Earnings | 26 | 100 (stronger) |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 21st | 100th |
| Total assets | $255.0B | $418K |
| Deposits / shares | $194.1B | $340K |
| Capital ratio | 11.29% | 18.54% (stronger) |
| Problem loans | 0.92% | — |
| Net charge-offs | 0.20% | — |
| Return on assets | 0.15% | 2.20% (stronger) |
| Loans ÷ deposits | 71.8% | 0.0% (stronger) |
| Uninsured deposits | 52.7% | 0.0% (stronger) |
| Offices | 957 | 1 |
| CFPB complaints (3 yrs) | 3,929 | — |
| Complaints per $1B deposits | 20.2 | — |
| Mortgage denial rate (HMDA) | 40.5% | — |
M.W.P.H. Grand Lodge of Illinois Federal Credit Union has the higher TellerScore (100 vs 58). On the 5 directional measures above (where higher or lower is clearly better), BMO Bank National Association leads on 0 and M.W.P.H. Grand Lodge of Illinois Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.