Side-by-side · Q2 2026 data
BMW Bank of North America vs Sallie Mae Bank
Metric by metric
| Measure | BMW Bank of North America | Sallie Mae Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 82 (stronger) | 52 |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 100 | 100 |
| Funding & liquidity | 53 | 63 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 98th | 87th |
| Total assets | $13.8B | $28.5B |
| Deposits / shares | $9.5B | $20.3B |
| Capital ratio | 13.24% (stronger) | 10.17% |
| Problem loans | 0.09% (stronger) | 0.65% |
| Net charge-offs | 0.20% (stronger) | 1.85% |
| Return on assets | 2.29% | 2.77% (stronger) |
| Loans ÷ deposits | 106.9% | 97.2% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 7.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BMW Bank of North America has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), BMW Bank of North America leads on 5 and Sallie Mae Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.